Group Insurance Trust


NYSADA has provided dealers with market leading choices for medical coverage as well as options of other employee benefit plans including medical and high deductible plans since 1949, and most recently continues to offer such through it's endorsed partner, NFP (formerly Rose&Kiernan).to be offered effective January 1, 2022. These health benefit plans have/are underwritten by market leading health insurance companies throughout New York State. And most instances, they are able to insure dealers not only in New York State but for any insurable dealerships and entities outside New York, as well.

Through its endorsed partner, NFP, NYSADA is able to provide a comprehensive online platform for employees to enroll, navigate to their benefits through available health insurance providers as well as providing easy and smooth administrative support for dealers!

If you are enrolled in a different health insurance program, and want to be sure that you are getting the best possi-ble selection and cost available, now is the time to start the process of getting a quote. Just a few minutes of your time could result in savings to you and your employees.

Program Features Include But Not Limited :
- Plans Are Designed and Underwritten by market recognized major health insurance companies
- Provides flexibility To Insure Dealers In New York State, and in all States
- Large Dealer Group Experience Rating Done
- Quarterly Rates Available in 2021 (Enroll at Any Time For 1 Year)
- Choice Dental Plans
- Voluntary/Worksite Benefits
- Voluntary Vision
- All health plans are Health Care Reform compliant

For more information please contact NYSADA and speak with either GIT's Insurance Director, Jeff Scardino at (518) 463-1148 ext. 321 or by email:

GIT PLans and Summaries

Guardian Dental

Guardian Logo Dental Insurance

GIT's Dental Plans.

Below are the plan summaries for the Guardian Dental plans as well as other forms associated with the dental programs. The forms below are in PDF format. You will need Adobe Acrobat Reader or a similar PDF viewer to view and print these documents..


Plan Comparision

Schedule Plan Low

High Option PPO


Pediatric Dental

Dental Claim Form

Dental Certificate

Guardian Vision

Guardian Vision Insurance Logo

GIT's voluntary vision plan

It’s time to enroll for your Vision Program!  Vision benefits offered by The Guardian Life Insurance Company of America®. Highlights of this benefit include:



Vision Benefits ‐

 • Saves you money on optical wellness, as well as, providing discounts on eyewear, contacts, and corrective vision services.

• Guardian's affiliation with Vision Service Plan (VSP) offers one of the largest vision care networks in the industry with over 50,000 provider locations nationwide. On average 95% of members use an in‐network provider.

Easy Access to Providers – Finding a VSP Vision provider is easy. Download our ‘Find a Provider’ app for easy access on your smart phone or tablet, or go to and click on ‘Find a Provider’.

Your Plan

  Frequency CoPay Allowance
Exams 12 Months $10 exams/$20 Materials $120 (Frames/Contacts)
Lenses 12 Months
Frames 24 Months



Vision Claims Form



Guardian Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Vision, GP‐1‐VSN‐96‐VIS,GP‐1‐DAVIS‐05‐VIS,GP‐1‐AH‐12R; #LEGAL NUMBER 
                                                                                      The Guardian Life Insurance Company of America NY NY


Jeff Scardino
Insurance Director
ext. 321

Anna Lopez
Customer Service

Colin Lewis
Customer Service
ext. 323

GIT Executive Committee

Mark Donnenwirth

Utica General Truck
Company Inc.

Charlie Morris

Morris Ford

Robert Vancavage


Howard Kuperman

Phil's Ford


Peter Hamilton

Delhi Motors